What You Need to Know About Medicare Mental Health Care Plans in Australia
- Adrian Harris
- Oct 20
- 5 min read
When life feels overwhelming, and emotions become hard to manage, having a clear path to support can make all the difference. Mental health support plans offer a structured way to access the help you need. They guide you through your journey toward better wellbeing, providing a sense of direction and hope. Let’s explore what these plans are, how they work, and how they can support you or someone you care about.
Understanding Mental Health Support Plans
Mental health support plans are designed to help people manage their mental health challenges with professional guidance. They are personalised, meaning they focus on your unique needs and goals. These plans often involve collaboration between you and a healthcare provider, such as a psychologist or counsellor.
The goal is to create a roadmap that includes practical steps, therapy options, and other resources. This approach ensures you receive consistent care and support tailored to your situation. For example, if anxiety is affecting your daily life, the plan might include regular counselling sessions, relaxation techniques, and strategies to manage stress.
Having a mental health support plan can also make it easier to access services covered by health insurance or government programs. This reduces financial stress and encourages ongoing care.
How Mental Health Support Plans Work in Practice
Starting a mental health support plan usually begins with a visit to a general practitioner (GP). They assess your mental health and discuss your concerns. If appropriate, they can refer you to a mental health professional who will help develop your plan.
Once the plan is in place, you’ll have scheduled appointments with your chosen therapist. These sessions focus on your goals, whether that’s improving relationships, managing mood swings, or building resilience. Your therapist may also suggest group therapy, workshops, or community support groups.
It’s important to remember that mental health support plans are flexible. As you progress, your needs might change, and your plan can be adjusted accordingly. This ongoing review helps keep your care relevant and effective.
For example, if you start feeling more confident and less anxious, your therapist might reduce the frequency of sessions or introduce new challenges to help you grow.
Better Access to Mental Health Care
The Better Access initiative provides subsidised mental health services through Medicare, supporting Australians to access psychological care via General Practitioners (GPs), Prescribed Medical Practitioners (PMPs), and eligible allied health professionals.
Key Changes from 1 November 2025
In response to national evaluation findings, the Australian Government is redesigning Better Access to improve continuity of care and streamline service delivery:
Continuity of Care Requirement
Medicare benefits for Better Access services will only apply when Mental Health Treatment Plans (MHTPs), reviews, and referrals are conducted by a patient’s usual medical practitioner or at their MyMedicare registered practice.
Flexible Consultation Options
GPs and PMPs will use time-tiered general attendance items (instead of specific mental health items) to review, refer, and consult on mental health needs—allowing more tailored support based on individual circumstances.
Referral Guidance
Practitioners are encouraged to refer patients who require moderate or higher levels of support to Better Access services. Where psychological intervention isn’t suitable, alternative pathways should be considered.
Patient Choice Preserved
Patients may still choose their preferred GP or PMP for mental health care—even outside their MyMedicare registration—if that practitioner is considered their usual provider.
👥 Who Can Provide Services?
GPs and PMPs
Responsible for preparing MHTPs, making referrals, and conducting reviews.
Eligible Allied Health Professionals
Including psychologists, social workers, and occupational therapists—delivering up to 10 individual and 10 group therapy sessions per calendar year under Medicare.
What should be included in a mental health care plan?
A well-rounded mental health care plan includes several key elements to ensure comprehensive support:
Assessment and Diagnosis
Your mental health professional will begin by understanding your current state, history, and any diagnoses. This helps tailor the plan to your specific needs.
Goals and Objectives
Clear, achievable goals are set together. These might include reducing symptoms, improving daily functioning, or enhancing relationships.
Treatment Options
The plan outlines the types of therapy or interventions you will receive. This could be cognitive-behavioural therapy, mindfulness practices, medication management, or a combination.
Support Services
Access to community resources, support groups, or educational programs can be part of the plan. These services provide additional layers of support outside therapy sessions.
Review and Adjustment Schedule
Regular check-ins ensure the plan remains effective. Your progress is monitored, and changes are made as needed.
Crisis Management
A clear strategy for handling emergencies or setbacks is included. This might involve contact numbers for crisis helplines or immediate support options.
Including these components helps create a safety net that supports your mental health journey in a balanced and thoughtful way.
How to Make the Most of Your Mental Health Support Plan
Engaging actively with your mental health support plan can enhance its benefits. Here are some practical tips to help you get the most out of it:
Be Open and Honest
Share your feelings and experiences openly with your therapist. This honesty helps them understand your needs better.
Set Realistic Expectations
Progress takes time. Celebrate small victories and be patient with setbacks.
Stay Consistent
Attend your appointments regularly and follow through with recommended activities or exercises.
Use Support Networks
Lean on friends, family, or support groups. Sharing your journey can provide comfort and motivation.
Ask Questions
If something is unclear or you want to explore different options, don’t hesitate to ask your healthcare provider.
Practice Self-Care
Incorporate healthy habits like exercise, balanced nutrition, and sufficient rest into your routine.
By taking these steps, you empower yourself to take control of your mental health and build resilience.
Finding the Right Support in Melbourne
Living in Melbourne offers access to a variety of mental health services tailored to young adults, singles, couples, and families. Whether you’re navigating relationship challenges or personal struggles, local professionals understand the unique pressures faced by people in this vibrant city.
Harris Counselling aims to be your trusted partner in this journey. They provide compassionate, expert support designed to help you build healthier connections and navigate life’s complexities. Their approach is gentle, inclusive, and focused on your wellbeing.
If you’re ready to explore your options, consider reaching out to a professional who can help you create a personalised mental health care plan. Taking this step can open the door to meaningful change and renewed hope.
Embracing Your Path to Wellbeing
Mental health support plans are more than just documents - they are living guides that help you move forward with confidence. By understanding what these plans involve and how to engage with them, you take an important step toward a healthier, more balanced life.
Remember, seeking support is a sign of strength. You don’t have to face challenges alone. Together with caring professionals and a clear plan, you can build the resilience and skills needed to thrive.
Take a moment today to consider what support might look like for you. Reach out, ask questions, and embrace the journey toward wellbeing with kindness and patience. Your mental health matters, and help is available.
If you want to learn more or start your own mental health support plan, visit Harris Counselling’s resources for guidance and support tailored to your needs.
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